Industrial Hypertext · Financial Planner

See where your money goes.
Make room for what matters.

Turn a bank transaction CSV into a clear spending picture. Review recurring payments and fees, choose realistic targets, and see what a change could save each month and year.

Analyse your CSV privately Open mortgage & retirement planner

CSV analysis runs in your browser. No account needed. No statement upload.

Example dining spend$420/month

Your chosen target$300/month

Example saving$120/month · $1,440/year

An illustration of the calculation, not a prediction of your savings.

Choose your bank CSV

Export transactions from your bank or card account and select the CSV. Review the dates, amounts and categories before analysing.

Find things to review

See repeated charges, possible bank fees and changes in imported spending, with the transactions behind each observation.

Set your own targets

Choose a monthly spending target for each category. See monthly and annual scenarios based on those choices.

Your statement stays with you

The CSV analyser reads your file in this browser tab. We do not upload or save the CSV, its transactions or your analysis targets. Refresh, close the tab or select “Clear data” to discard the analysis. We receive a basic usage notification when the tool is used, without financial details.

If you choose the separate mortgage and retirement planner, an account lets you save those plans and share planning with a partner. Account details and saved plans are stored on our server.

Plan the next step

Explore mortgage repayments, offset balances and retirement scenarios in the saved planner. You decide which spending changes are realistic and what amount to use in a plan.

Try the private CSV analyser Create a planning account