Private spending analysis
Find room in your budget
Your CSV stays in this tab. Nothing in your statement is uploaded or saved.
1. Choose a bank transaction CSV
Use transaction exports, rather than PDF statements. Comma, semicolon and tab-separated CSVs are supported. Maximum 5 MiB and 10,000 transactions.
Use matching periods from the same accounts to compare spending. Choose an export covering the period you want to analyse; choosing another file replaces this analysis. Refreshing or leaving this page clears your analysis.
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2. Check columns and categories
Your imported spending
These figures describe imported transactions, not a complete view of your accounts. Spending totals use debit transactions, excluding transfers and income. Refunds are not subtracted automatically. Check uncertain categories in the preview.
Choose monthly spending targets
Blank means no target. Enter $0 only if you intend to remove that spending. Targets and scenarios stay in this tab.
Annual scenarios assume the same monthly reduction for 12 months. Recurring charges and fees below are review prompts and are not added again to this total.
We receive a basic notification that the analyser was used, without statement contents, transaction counts, amounts or filenames. No external AI service processes your file.